♡Travel Insurance · Safely on the Go
Well secured. Free in the mind. Ready for the world
Open the calculator of ERGO Reiseversicherung AG directly and choose the protection that fits your trip.
Looking forward deserves a good feeling
Travel with peace of mind
A trip begins with big plans – and sometimes life gets in the way. Travel insurance can limit the financial consequences of certain unexpected events if the chosen product covers the specific case.
Whether and which protection makes sense depends, among other things, on the destination, duration, travel price, travelers, activities, and existing coverages. Therefore, compare not only the premium, but also insured events, exclusions, deductibles, maximum amounts, and deadlines.
Choose travel protection consciously
Always check benefits according to your specific trip and read the terms fully before concluding.
Clarify foreign health insurance
Check whether outpatient and inpatient treatment as well as repatriation are covered – and under which conditions.
Separate cancellation and interruption
Trip cancellation concerns the period before the trip starts, trip interruption the trip already begun. Only contractually named reasons are insured.
Read terms completely
Pay special attention to the area of validity, exclusions, pre-existing conditions, deductibles, maximum amounts, and deadlines.
Before concluding
What you should check before concluding
There is no universally suitable protection for every trip. Match your actual needs with the full scope of benefits. Only the documents provided to you by ERGO Reiseversicherung AG before concluding the contract are binding.
- ✓Scope, maximum travel duration, and insured persons
- ✓Treatment costs and conditions for a medical repatriation
- ✓Insured cancellation and interruption reasons, exclusions, and contract deadlines
- ✓Deductibles, maximum amounts, pre-existing conditions, and special activities
- ✓24-hour assistance, procedures in the event of a claim, and required proof
- ✓Existing coverage, such as through health insurance or credit card
Frequently asked questions about travel insurance
General guidance before your selection – binding are the terms and explanations of the insurance provider.
01Do I need the same coverage for every trip?＋
No. Needs and appropriate benefits can vary depending on the destination, duration, travel price, travelers, planned activities, and existing coverage. Check each trip anew based on the current conditions.
02Is the European Health Insurance Card sufficient?＋
The card allows medically necessary services in participating countries according to the host country's rules. It does not replace private travel health insurance and does not automatically cover repatriation or private treatment.
03What is the difference between trip cancellation and trip interruption?＋
Trip cancellation covers insured events before the planned start of the trip. Trip interruption covers contractually insured additional costs or unused travel services after the trip has begun. Which reasons and costs are covered are stated in the respective conditions.
04What should I do in case of a claim?＋
First take care of necessary assistance. Then inform the assistance or insurer as soon as reasonably possible and keep booking documents, invoices, medical certificates, and if applicable, confirmations from police or transportation companies.
05Who answers binding questions about a tariff?＋
Binding product and contract information is provided by ERGO Reiseversicherung AG directly in the externally opened calculator.
Any questions about use?
We assist you with general questions about travel preparation. Product and contract information is provided by ERGO Reiseversicherung AG in the external calculator.
